WealthVille

WBTC

HOLD · 60%

Sparklend · Ethereum · Informational — not executable

68C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter62

new capital

Hold76

keep position

Exit5

urgency to leave

The main differentiator is scale rather than yield: sparklend's Ethereum WBTC market holds $166.62M, but currently displays —. WealthVille's AI verdict is HOLD with 60% confidence, reflecting limited income at the stated rate.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$166.62M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

total APY

Base yield — no reward emissions

0.0%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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The main differentiator is scale rather than yield: sparklend's Ethereum WBTC market holds $166.62M, but currently displays —. WealthVille's AI verdict is HOLD with 60% confidence, reflecting limited income at the stated rate.

History

30d Low

$151.53M

Latest

$166.62M

30d High

$187.14M

Daily snapshots · data via DefiLlama

#70 of 570 EVM pools · top 12%#51 of 362 on Ethereum#3 of 8 on Sparklend

Performance

Base APY (24h)0.00%
Base APY (7d avg)0.00%
Fees earned (24h, est.)$0.05
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+2.6%
TVL change (7d)+7.7%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000000
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.056lower is steadier

Pool Analysis

Yield breakdown

The displayed supply yield decomposes into — from borrower interest and — from incentives. With both components currently absent, there is no stated carry; any future reward component should be evaluated for token emissions, duration, and sustainability rather than treated as recurring interest.

Risk profile

Utilization and liquidation risk are the primary lending-market concerns: a utilization spike can raise borrowing costs and make withdrawals less convenient, while borrower liquidations, oracle errors, or bad debt can affect lender recovery. EVM gas costs can materially reduce returns on small WBTC positions, especially when supplying or withdrawing. This pool is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

WBTC is an Ethereum ERC-20 representation of bitcoin, allowing BTC exposure to participate in this lending market; its liquidity is substantial but depends on wrappers, venues, and market conditions. BTC price movements change the USD value of deposited WBTC and can alter borrower collateral health, liquidation activity, and demand for borrowing.

Strategy note

Before supplying, compare the live borrow utilization and supply rate with equivalent Ethereum WBTC markets, then set alerts for utilization and rate changes; withdraw if the rate no longer compensates for gas and liquidity constraints.

In plain English

You lend WBTC to borrowers through sparklend and may receive interest, but this market currently shows no stated yield. Borrower problems, high usage, and Ethereum transaction fees can affect access to your funds and your net result.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending WBTC on sparklend work?

You deposit WBTC into sparklend's Ethereum WBTC market, where borrowers use available liquidity and pay interest. The displayed total supply APY is — on $166.62M of liquidity, subject to market conditions.

What is the liquidation risk for this market?

Lenders are not normally liquidated for supplying WBTC, but they face indirect risk from borrower liquidations, oracle issues, and possible bad debt. If you borrow against WBTC in this market, falling collateral value or rising utilization can trigger liquidation under sparklend's parameters.

Is the supply APY on WBTC fixed or variable?

It is variable, because the interest component responds to utilization and market rates, while any incentive component can change independently. The current displayed total is —, composed of — base APY and — reward APY.

How much of the yield comes from incentives vs interest?

The interest or base component is —, and incentives account for —. Together they produce the displayed total APY of —; reward emissions may be reduced, discontinued, or otherwise change over time.

What happens to my position if utilization spikes?

A utilization spike can increase the variable supply rate but may leave less immediately available liquidity for withdrawals. Monitor utilization and Ethereum gas costs, since exiting a small position may be uneconomic or delayed during stressed conditions.

Token Details

WBT

WBTC

Ethereum

Explorer ↗

Pool Details

ProtocolSparklend
ChainEthereum
CategoryLending
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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