WealthVille

ETH

HOLD · 60%

Fluid Lending · Ethereum · Informational — not executable

67C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter61

new capital

Hold75

keep position

Exit6

urgency to leave

This is a single-asset ETH lending market on Ethereum, so its key comparison is whether its base yield compensates for protocol, utilization, and gas risks rather than incentive dependence. It has $64.47M of liquidity and yields 1.9%; WealthVille's AI verdict is HOLD with 60% confidence.

Computed 2026-09-04 23:29 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$64.47M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

1.9%

total APY

Base yield — no reward emissions

1.9%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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This is a single-asset ETH lending market on Ethereum, so its key comparison is whether its base yield compensates for protocol, utilization, and gas risks rather than incentive dependence. It has $64.47M of liquidity and yields 1.9%; WealthVille's AI verdict is HOLD with 60% confidence.

History

30d Low

$54.51M

Latest

$64.47M

30d High

$70.72M

Daily snapshots · data via DefiLlama

#171 of 674 EVM pools · top 25%#110 of 437 on Ethereum#2 of 9 on Fluid Lending

Performance

Base APY (24h)1.92%
Base APY (7d avg)1.87%
Fees earned (24h, est.)$3.39K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-1.8%
TVL change (7d)-3.6%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000053
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.102lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of 1.9% in base lending interest and — in rewards. With the reward component at —, the return is primarily dependent on borrower demand and market utilization, while any incentive component should be treated as variable and potentially unsustainable.

Risk profile

Utilization risk can reduce withdrawal liquidity or make exits more costly when borrowers use most available ETH, while liquidation risk applies mainly when ETH is borrowed against collateral and its value falls below required thresholds; liquidations can also affect market liquidity. EVM gas cost is a drag on small positions because transaction fees can consume a meaningful share of yield. This pool is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

ETH is the supplied and borrowed asset, providing direct exposure to ETH rather than a stable dollar value. ETH has deep market liquidity, but price declines reduce the USD value of a lender's position and can trigger liquidations for borrowers using ETH or other assets as collateral.

Strategy note

Before entering, compare the expected yield on your intended position with two Ethereum transaction costs, then monitor utilization and withdrawal liquidity; reduce or exit the position if utilization spikes enough to make timely withdrawal uncertain.

In plain English

You lend ETH to other users through fluid-lending and receive interest, currently represented by 1.9%. Your ETH can still fall in dollar value, withdrawals may become harder when many users borrow, and Ethereum fees can make small positions uneconomical.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending ETH on fluid-lending work?

You supply ETH to the fluid-lending market, where borrowers use available liquidity and pay interest. The displayed return is 1.9% on a market with $64.47M of liquidity, but the rate can change.

What is the liquidation risk for this market?

Liquidation risk primarily affects borrowers whose collateral no longer supports their ETH debt, while lenders face indirect exposure through changing liquidity and liquidated positions. The quoted 1.9% is not protection against liquidation or a fall in ETH's price.

Is the supply APY on ETH fixed or variable?

It is variable, because the base component responds to borrowing demand and utilization. The current decomposition is 1.9% base APY plus — reward APY, not a guaranteed fixed rate.

How much of the yield comes from incentives vs interest?

Interest contributes 1.9%, while incentives contribute —. The reward portion can change or disappear, so the base lending return is the more durable component to evaluate.

What happens to my position if utilization spikes?

A utilization spike can increase the variable borrowing and supply rates while leaving less ETH immediately available for withdrawals. Monitor utilization and liquidity, because a high displayed rate does not guarantee an easy exit.

Token Details

ETH

ETH

Ethereum

Explorer ↗

Pool Details

ProtocolFluid Lending
ChainEthereum
CategoryLending
Tracked since6/25/2026
Data updated4h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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