GHO-USDC
EXIT · 70%Fluid Dex · Ethereum · Stablecoin · Informational — not executable
Wealthville Score
Verdict EXIT · 70% confidence
new capital
keep position
urgency to leave
The pool's differentiator is straightforward stablecoin lending with yield entirely from its base rate, rather than temporary token incentives; that makes it easier to assess but less competitive when Ethereum lending markets offer higher rates. It holds $21.56M of liquidity and yields —, with WealthVille's AI verdict at HOLD with 60% confidence.
Computed 2026-09-04 17:27 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.
Liquidityhelp
lock$21.56M
Total value locked
$2.97K
24h volume
Yieldhelp
trending_up—
total APYBase yield — no reward emissions
≈ 0.8%
adjusted · trailing 7d base (est.)
Deposit
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The pool's differentiator is straightforward stablecoin lending with yield entirely from its base rate, rather than temporary token incentives; that makes it easier to assess but less competitive when Ethereum lending markets offer higher rates. It holds $21.56M of liquidity and yields —, with WealthVille's AI verdict at HOLD with 60% confidence.
History
30d Low
$14.16M
Latest
$21.56M
30d High
$21.56M
Daily snapshots · data via DefiLlama
Performance
Efficiency & Flow
Pool Analysis
Yield breakdown
The quoted yield consists of — in base lending income and — in rewards. With no reward component currently represented, the return depends on borrowing demand, utilization, and the pool's rate mechanics rather than emissions; any future incentive program should be treated as potentially temporary unless its funding and duration are clear.
Risk profile
The main family-specific risks are utilization and liquidation-related market stress: a sharp utilization increase can make withdrawals more difficult or change the supply rate, while stressed borrowers and collateral liquidations can affect liquidity and market pricing. GHO or USDC can also trade away from its intended dollar value, creating stablecoin and counterparty exposure. Ethereum gas costs can materially reduce returns on small positions. This page is informational only; WealthVille does not execute on EVM and executes on Solana.
Assets
GHO is a crypto-backed stablecoin, while USDC is a centrally issued dollar-backed stablecoin; both are intended to remain near one dollar but can diverge from that target. Their liquidity supports lending and withdrawals, yet a depeg, reduced liquidity, or price movement between them can change the dollar value and risk profile of a supplied GHO-USDC position.
Strategy note
Before entering, record the pool's utilization, withdrawal liquidity, and GHO-USDC market price, then set a review trigger for a material utilization increase or either stablecoin moving noticeably off its dollar target; exit or reduce the position if the trigger persists after accounting for Ethereum gas.
In plain English
You lend GHO and USDC to borrowers through fluid-dex and receive a variable payment for providing the funds. The return is modest, and you can face delays or losses if many people borrow, borrowers are liquidated, or either stablecoin moves away from one dollar.
Why this verdict
- • ai_engine=exit
- • strong EXIT signal: unopposed
Frequently asked questions
How does lending GHO-USDC on fluid-dex work?
You supply GHO and USDC to the fluid-dex lending market, where borrowers use available liquidity and pay interest. Your current quoted return is — on a pool with $21.56M of liquidity, subject to utilization and rate changes.
What is the liquidation risk for this market?
As a supplier, you are not normally liquidated like a leveraged borrower, but borrower liquidations can create market stress, slippage, or temporary withdrawal constraints. GHO-USDC also carries risk if either stablecoin loses its dollar peg, particularly when liquidity is limited.
Is the supply APY on GHO-USDC fixed or variable?
It is variable, not fixed. The displayed — is composed of — base income and — rewards, and the base rate can change with borrowing demand and utilization.
How much of the yield comes from incentives vs interest?
— comes from base lending income and — comes from incentives. Since the reward component is currently zero, the quoted — is entirely base yield, although future rewards should not be assumed to persist.
What happens to my position if utilization spikes?
A utilization spike can raise the variable supply rate, but it can also leave less immediately available liquidity for withdrawals and increase exposure to borrower and liquidation stress. Monitor utilization and available liquidity rather than relying only on the displayed —.
Token Details
GHO
Ethereum
USDC
Ethereum
Pool Details
Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.
