WealthVille

USDT

HOLD · 60%

Lista Lending · BNB Chain · Stablecoin · Informational — not executable

59C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter51

new capital

Hold68

keep position

Exit12

urgency to leave

USDT is a staking pool on Lista Lending (BNB Chain) holding $6.27M in total value locked at a 3.5% total APY. WealthVille's AI engine rates it HOLD at 60% confidence, scored by the same multi-signal model that powers our Solana vault signals. This is a research reference — EVM positions are informational and not executable in WealthVille.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$6.27M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

3.5%

total APY

Base yield — no reward emissions

4.3%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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USDT is a staking pool on Lista Lending (BNB Chain) holding $6.27M in total value locked at a 3.5% total APY. WealthVille's AI engine rates it HOLD at 60% confidence, scored by the same multi-signal model that powers our Solana vault signals. This is a research reference — EVM positions are informational and not executable in WealthVille.

History

30d Low

$5.06M

Latest

$6.27M

30d High

$6.48M

Daily snapshots · data via DefiLlama

#367 of 570 EVM pools · top 64%#38 of 49 on BNB Chain#6 of 8 on Lista Lending

Performance

Base APY (24h)3.51%
Base APY (7d avg)4.26%
Fees earned (24h, est.)$603.26
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-0.3%
TVL change (7d)-0.2%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000096
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.081lower is steadier

Pool Analysis

Yield breakdown

Yield breaks down into a base of 3.5% from staking rewards plus — from token incentives. Most of the return comes from the protocol itself rather than emissions, which tends to be more sustainable.

Risk profile

Staking carries unbonding-delay and validator/slashing risk, and the liquid-staking token can trade at a discount to its underlying. On BNB Chain, gas costs also erode returns on smaller positions. The HOLD verdict reflects these factors weighed against the pool's 3.5% yield and $6.27M of liquidity.

Assets

The position is denominated in USDT on BNB Chain. Deeper liquidity and a longer track record generally reduce slippage and tail risk for staking positions like this one.

Strategy note

Track whether the 3.5% APY holds as TVL changes; single-asset staking yields move with protocol-level conditions.

In plain English

Putting USDT to work here currently earns about 3.5% a year on Lista Lending. WealthVille's AI says "HOLD". It's shown for research only — to actually deposit, WealthVille runs on Solana.

Why this verdict

  • ai_engine=hold

Frequently asked questions

Is the USDT pool on Lista Lending a good staking opportunity right now?

WealthVille's AI rates USDT on BNB Chain as HOLD at 60% confidence, weighing its 3.5% APY against staking risk. It holds $6.27M in TVL. Informational only — not financial advice.

What is the APY on USDT?

USDT yields 3.5% total — 3.5% base and — from rewards — on Lista Lending (BNB Chain).

What are the risks of this staking pool?

Staking carries unbonding-delay and validator/slashing risk, and the liquid-staking token can trade at a discount to its underlying. Gas on BNB Chain also matters for small sizes.

Can I deposit into USDT on WealthVille?

EVM pools are informational. WealthVille executes natively on Solana — use Solana Smart Vaults to deposit.

Token Details

USD

USDT

BNB Chain

Explorer ↗

Pool Details

ProtocolLista Lending
ChainBNB Chain
CategoryStaking
Stablecoin poolYes
Tracked since7/10/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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