WealthVille

USDT

HOLD · 62%

Compound V2 · Ethereum · Stablecoin · Informational — not executable

55C · Fair

Wealthville Score

Verdict HOLD · 62% confidence

ai_engine=hold
How this score works →
Enter50

new capital

Hold61

keep position

Exit20

urgency to leave

Its established Compound v2 money-market design is the main differentiator, but — yield makes it less competitive than active Ethereum lending alternatives. The market holds $16.77M in liquidity, and WealthVille's AI verdict is HOLD at 62% confidence. WealthVille is informational here and executes on Solana, not EVM.

Computed 2026-09-04 23:29 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$16.77M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

total APY

Base yield — no reward emissions

0.0%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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Its established Compound v2 money-market design is the main differentiator, but — yield makes it less competitive than active Ethereum lending alternatives. The market holds $16.77M in liquidity, and WealthVille's AI verdict is HOLD at 62% confidence. WealthVille is informational here and executes on Solana, not EVM.

History

30d Low

$16.76M

Latest

$16.77M

30d High

$16.77M

Daily snapshots · data via DefiLlama

#470 of 674 EVM pools · top 70%#293 of 437 on Ethereum#1 of 3 on Compound V2

Performance

Base APY (24h)0.00%
Base APY (7d avg)0.00%
Fees earned (24h, est.)$0.00
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+0.0%
TVL change (7d)+0.0%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000000
TVL stability (30d CV)0.000lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of — in underlying USDT lending interest and — in protocol or external rewards. With rewards at —, incentives currently add no meaningful yield; any future reward program should be treated as variable and potentially unsustainable rather than assumed income.

Risk profile

Utilization risk is central: as more USDT is borrowed, available liquidity for withdrawals can contract and the variable supply rate can change, while stressed borrowers may face liquidation if their collateral falls below required thresholds. A supplier is not normally liquidated directly, but can face delayed withdrawals, bad-debt exposure, or USDT depeg risk if the market is impaired. Ethereum gas costs can materially drag on small positions. This pool is informational only; WealthVille executes on Solana, not EVM.

Assets

USDT is both the supplied asset and the borrowing unit in this Compound v2 market, so the position primarily earns lending interest rather than taking directional exposure to ETH. USDT liquidity and its ability to maintain its dollar reference affect exit quality; a depeg or fragmented liquidity can reduce the position's effective value even when the token balance is unchanged.

Strategy note

Before entering, check the live Compound v2 utilization, available USDT liquidity, and estimated Ethereum gas for both supply and withdrawal; avoid the position if the expected holding-period yield does not cover those costs, and reassess if utilization rises sharply.

In plain English

You lend USDT to borrowers through Compound v2 and may earn interest when they use it. The return can change, withdrawals may be harder when many people borrow, and Ethereum transaction fees can outweigh the return on a small deposit.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending USDT on compound-v2 work?

You supply USDT to the Compound v2 Ethereum market, receive a cUSDT accounting balance, and earn the market's variable supply rate. The displayed total yield is — on liquidity of $16.77M, although actual returns depend on utilization and time.

What is the liquidation risk for this market?

Liquidation primarily affects borrowers whose collateral no longer meets Compound v2 requirements, rather than suppliers directly. Suppliers still face utilization, withdrawal-liquidity, bad-debt, and USDT depeg risks if liquidations or market stress impair the pool.

Is the supply APY on USDT fixed or variable?

It is variable and responds mainly to USDT borrowing demand and market utilization. The current quoted total is —, composed of — base yield and — rewards, but neither component should be treated as fixed.

How much of the yield comes from incentives vs interest?

The base lending-interest component is —, while incentives contribute —. Because rewards can change, expire, or depend on program rules, they should not be projected as durable yield.

What happens to my position if utilization spikes?

A utilization spike can reduce immediately available USDT for withdrawals and change the variable supply rate, potentially increasing it while liquidity becomes tighter. Monitor pool liquidity and utilization before withdrawing, and account for Ethereum gas when managing the position.

Token Details

USD

USDT

Ethereum

Explorer ↗

Pool Details

ProtocolCompound V2
ChainEthereum
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated70m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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