WealthVille

USDG

HOLD · 60%

Pendle · Ethereum · Stablecoin · Informational — not executable

68C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter61

new capital

Hold75

keep position

Exit6

urgency to leave

This pool is worth considering mainly for Pendle's separated principal and yield exposure, rather than for a clearly superior stablecoin rate. It has $54.64M of liquidity and yields 3.5%. WealthVille's AI verdict is HOLD with 60% confidence, reflecting a potentially usable yield profile but material asset and execution risks.

Computed 2026-09-05 05:29 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$54.64M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

3.5%

total APY

Base 3.4% + rewards 0.1%

3.4%

adjusted · trailing 7d base (est.)

Deposit

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This pool is worth considering mainly for Pendle's separated principal and yield exposure, rather than for a clearly superior stablecoin rate. It has $54.64M of liquidity and yields 3.5%. WealthVille's AI verdict is HOLD with 60% confidence, reflecting a potentially usable yield profile but material asset and execution risks.

History

30d Low

$54.64M

Latest

$54.64M

30d High

$54.64M

Daily snapshots · data via DefiLlama

#105 of 674 EVM pools · top 15%#62 of 437 on Ethereum#2 of 18 on Pendle

Performance

Base APY (24h)3.38%
Base APY (7d avg)3.38%
Fees earned (24h, est.)$5.07K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)0.0%
TVL change (7d)0.0%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000093
Fee APR sustainability96% from feesvs rewards
Reward dependency4% of APRfrom emissions
TVL stability (30d CV)0.000lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of 3.4% in base or fee-derived APY and 0.1% in rewards. The base component is generally the more relevant measure of recurring economics, while the reward component depends on incentive funding, token value and emissions, so it should not be assumed to persist. Compare the net result with lending alternatives after accounting for Pendle mechanics, maturity or rollover requirements, and transaction costs.

Risk profile

The primary family-specific risk is USDG depegging: a decline below its intended dollar value can reduce the position's dollar value, impair exit liquidity and make the displayed APY less meaningful in dollar terms. The HOLD verdict and 60% confidence reflect that uncertainty alongside smart-contract, Pendle market-structure and liquidity risks. Ethereum gas is a drag on small positions because approvals, deposits, withdrawals and rebalancing can consume a material share of returns. This page is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

USDG is the pool's underlying stablecoin, while Pendle can provide principal- or yield-linked exposure around that asset; pool liquidity determines how efficiently those exposures can be entered or exited. If USDG trades below its intended dollar value, the position can lose value even when the displayed yield remains 3.5%, and thin liquidity can increase slippage during an exit.

Strategy note

Before entering, compare the pool's executable price and depth with USDG's dollar market price, then estimate Ethereum gas for both entry and exit; avoid a small position unless the expected holding period makes those costs immaterial. Set a review trigger for a sustained USDG discount or deteriorating pool depth and exit rather than relying on the quoted APY.

In plain English

This pool lends exposure to a stablecoin through Pendle and pays a base return plus a small rewards component. It can still lose value if USDG stops tracking the dollar, and Ethereum transaction fees can make small deposits uneconomical.

Why this verdict

  • ai_engine=hold

Frequently asked questions

Is the USDG pool on pendle (Ethereum) safe for stablecoin yield?

It is not risk-free: USDG can depeg, Pendle contracts and market liquidity can fail, and Ethereum gas can reduce returns. The pool currently shows 3.5% on $54.64M, while WealthVille's HOLD verdict reflects these risks rather than treating the yield as guaranteed.

What is the depeg risk in the USDG pool?

If USDG trades below its intended dollar value, the position's dollar value and exit liquidity can fall even while the quoted yield remains 3.5%. Depeg risk is a central reason the AI verdict is HOLD with 60% confidence rather than a stronger allocation signal.

How does this APY compare to lending USDG on Ethereum?

The Pendle pool offers 3.5%, composed of 3.4% base yield and 0.1% rewards, but it is not directly comparable to lending without checking term, liquidity, smart-contract exposure and net gas costs. Compare realized, post-gas yield and depeg exposure against the specific USDG lending market.

Are the rewards on this pool sustainable?

The 0.1% component depends on incentive emissions and reward-token value, so it may decline or disappear as incentives change. The 3.4% component is the more useful reference for recurring yield, but it can also vary with pool activity and market conditions.

What are the gas costs of providing liquidity on Ethereum?

Gas is variable and depends on network congestion and the number of transactions required for approval, entry, management and exit. For a small position, those costs can materially reduce the return represented by 3.5% or exceed it over a short holding period.

Token Details

USD

USDG

Ethereum

Explorer ↗

Pool Details

ProtocolPendle
ChainEthereum
CategoryYield
Stablecoin poolYes
Tracked since6/25/2026
Data updated6h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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