WealthVille

STEAKUSDC

HOLD · 60%

Morpho Blue · Base · Stablecoin · Informational — not executable

66C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter61

new capital

Hold72

keep position

Exit9

urgency to leave

The main differentiator is scale: this stablecoin-oriented morpho-blue market has $228.70M of liquidity, but its 4.1% yield is entirely interest-based rather than incentive-driven. WealthVille's AI verdict is HOLD with 60% confidence, reflecting a market to monitor rather than an automatic allocation.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$228.70M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

4.1%

total APY

Base yield — no reward emissions

4.1%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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The main differentiator is scale: this stablecoin-oriented morpho-blue market has $228.70M of liquidity, but its 4.1% yield is entirely interest-based rather than incentive-driven. WealthVille's AI verdict is HOLD with 60% confidence, reflecting a market to monitor rather than an automatic allocation.

History

30d Low

$227.83M

Latest

$228.70M

30d High

$232.13M

Daily snapshots · data via DefiLlama

#181 of 570 EVM pools · top 32%#15 of 71 on Base#1 of 8 on Morpho Blue

Performance

Base APY (24h)4.13%
Base APY (7d avg)4.09%
Fees earned (24h, est.)$25.86K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-0.1%
TVL change (7d)-0.4%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000113
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.004lower is steadier

Pool Analysis

Yield breakdown

The quoted yield comprises 4.1% in base lending or fee income and — in rewards. With the reward component at zero, sustainability depends on borrower demand and utilization; the base rate is variable and can change as market conditions change.

Risk profile

The principal risks are utilization and liquidation risk: a sharp increase in borrowing can make withdrawals more constrained, while adverse STEAK price movement or collateral deterioration can trigger liquidations and expose the market to losses or bad debt. EVM gas costs on Base can materially reduce net returns for small positions. This page is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

USDC provides the dollar-referenced side of STEAKUSDC, while STEAK is the market-specific token whose liquidity and price determine part of the market's risk profile; the market is classified as a stablecoin pool even though one asset may be volatile. STEAK price declines can increase liquidation pressure for borrowers using it as collateral, while STEAK appreciation or changing demand can affect utilization, borrowing costs, and supplier exit liquidity.

Strategy note

Before entering, record the current utilization and confirm that available liquidity is sufficient for your intended exit; monitor both metrics and reduce the position if utilization rises sharply or withdrawal liquidity falls materially.

In plain English

You lend assets into the STEAKUSDC market and receive variable interest when other users borrow. The return can change, and withdrawals may become harder if too much liquidity is borrowed or if STEAK's price moves sharply.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending STEAKUSDC on morpho-blue work?

You supply the supported asset in this Base morpho-blue market, and borrowers pay interest that is distributed to suppliers. The displayed total yield is 4.1% on a market with $228.70M of liquidity. #1

What is the liquidation risk for this market?

Liquidation risk applies primarily to borrowers whose collateral falls below the market's requirements, especially during adverse STEAK price action. Suppliers can still face utilization spikes, impaired liquidity, or bad debt if liquidations are insufficient. #2

Is the supply APY on STEAKUSDC fixed or variable?

It is variable, not fixed. The current supply yield is 4.1%, composed of 4.1% in base or fee income and — in rewards, and the base component can change with utilization and borrowing demand. #3

How much of the yield comes from incentives vs interest?

The current breakdown is 4.1% from base lending or fee income and — from incentives. Since the reward component is zero, the displayed yield currently depends on interest rather than token rewards, though the base yield is not guaranteed. #4

What happens to my position if utilization spikes?

Borrower demand can raise the variable supply rate, but it can also leave less immediately available liquidity for withdrawals. Monitor utilization and available liquidity, because a spike can increase exit friction and may coincide with greater liquidation or bad-debt risk. #5

Token Details

STE

STEAKUSDC

Base

Explorer ↗

Pool Details

ProtocolMorpho Blue
ChainBase
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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