WealthVille

WBTC

HOLD · 60%

Aave V3 · Arbitrum · Informational — not executable

68C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter62

new capital

Hold76

keep position

Exit5

urgency to leave

Its main differentiator is substantial liquidity on Arbitrum, but the current yield is low relative to lending alternatives that offer stronger rates or incentives. The pool has $172.30M in liquidity and yields 0.1%; WealthVille's AI verdict is HOLD at 60% confidence.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$172.30M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

0.1%

total APY

Base yield — no reward emissions

0.1%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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Its main differentiator is substantial liquidity on Arbitrum, but the current yield is low relative to lending alternatives that offer stronger rates or incentives. The pool has $172.30M in liquidity and yields 0.1%; WealthVille's AI verdict is HOLD at 60% confidence.

History

30d Low

$148.48M

Latest

$172.30M

30d High

$172.30M

Daily snapshots · data via DefiLlama

#70 of 570 EVM pools · top 12%#12 of 64 on Arbitrum#1 of 6 on Aave V3

Performance

Base APY (24h)0.05%
Base APY (7d avg)0.05%
Fees earned (24h, est.)$245.28
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+2.9%
TVL change (7d)+3.9%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000001
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.038lower is steadier

Pool Analysis

Yield breakdown

The total yield consists of 0.1% in borrowing-interest income and — in incentives. With rewards contributing little or nothing, the return is primarily dependent on lending demand and utilization; any incentive component should be treated as variable and potentially unsustainable.

Risk profile

Utilization risk is central: if borrowers withdraw liquidity or demand rises sharply, available WBTC for withdrawals can tighten and the variable supply rate may change materially. Liquidation risk applies mainly when WBTC is used as collateral for borrowing; falling collateral values or adverse account health can trigger liquidation and bad-debt concerns for the market. EVM gas costs on Arbitrum can materially reduce returns on small positions, and this page is informational only; WealthVille executes on Solana, not EVM.

Assets

WBTC is an Ethereum-compatible representation of Bitcoin used here as the supplied and borrowed asset, with liquidity supported by the broader Bitcoin and EVM markets. Because this is a lending position rather than an AMM position, there is no impermanent-loss exposure; WBTC price moves affect the dollar value of the deposit and the economics of any borrower using it as collateral.

Strategy note

Before supplying, compare the expected interest income with round-trip Arbitrum gas and set a utilization and net-yield threshold; withdraw if utilization tightens liquidity or the net return no longer covers those costs.

In plain English

You deposit WBTC into aave-v3 so other users can borrow it, and you receive interest that changes with borrowing demand. The return is currently modest, and withdrawals or collateral liquidations can become more difficult or costly when the market is heavily used.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending WBTC on aave-v3 work?

You supply WBTC to the aave-v3 market on Arbitrum, where borrowers pay interest to access it. Your variable supply return is represented by 0.1%, composed of 0.1% and —.

What is the liquidation risk for this market?

A supplier who only deposits WBTC is not normally liquidated, but a borrower using WBTC or another asset as collateral can be liquidated when account health falls below the protocol threshold. Sharp WBTC price moves, high utilization, and thin available liquidity can increase market and withdrawal risk.

Is the supply APY on WBTC fixed or variable?

It is variable and changes with borrowing demand and reserve utilization on Arbitrum. The displayed total is 0.1%, with 0.1% from interest and — from incentives.

How much of the yield comes from incentives vs interest?

Interest contributes 0.1%, while incentives contribute —. Since incentive rates can be changed, reduced, or discontinued, they should not be treated as a durable source of yield.

What happens to my position if utilization spikes?

The variable supply rate may rise, but the amount of WBTC immediately available for withdrawal can fall as more liquidity is borrowed. Monitor utilization and available liquidity because congestion, changing rates, and Arbitrum gas costs can affect an exit.

Token Details

WBT

WBTC

Arbitrum

Explorer ↗

Pool Details

ProtocolAave V3
ChainArbitrum
CategoryLending
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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