WealthVille

USDC

HOLD · 60%

Yearn Finance · Ethereum · Stablecoin · Informational — not executable

68C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter62

new capital

Hold75

keep position

Exit6

urgency to leave

The differentiator is single-asset USDC exposure through yearn-finance on Ethereum, avoiding AMM pair impermanent loss while retaining vault and stablecoin risks. It holds $19.96M of liquidity and yields 3.8%. WealthVille's AI verdict is HOLD with 60% confidence, reflecting moderate yield and the need to account for depeg and protocol risks.

Computed 2026-09-04 05:25 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$19.96M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

3.8%

total APY

Base yield — no reward emissions

3.8%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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The differentiator is single-asset USDC exposure through yearn-finance on Ethereum, avoiding AMM pair impermanent loss while retaining vault and stablecoin risks. It holds $19.96M of liquidity and yields 3.8%. WealthVille's AI verdict is HOLD with 60% confidence, reflecting moderate yield and the need to account for depeg and protocol risks.

History

30d Low

$19.50M

Latest

$19.96M

30d High

$26.54M

Daily snapshots · data via DefiLlama

#86 of 661 EVM pools · top 13%#49 of 428 on Ethereum#1 of 12 on Yearn Finance

Performance

Base APY (24h)3.79%
Base APY (7d avg)3.78%
Fees earned (24h, est.)$2.07K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-1.0%
TVL change (7d)-1.3%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000104
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.120lower is steadier

Pool Analysis

Yield breakdown

The pool's 3.8% total APY consists of 3.8% base or fee yield and — reward yield. Because the reward component is zero, the quoted return does not depend on token incentives that could be reduced or discontinued; the base yield can still vary with strategy performance, fees, utilization, and market conditions.

Risk profile

USDC can trade below its intended dollar value because of issuer, reserve, redemption, liquidity, or market-confidence events; a depeg directly reduces the dollar value of a USDC position and can make exits more costly. Yearn smart-contract, strategy, custody, and Ethereum transaction risks also apply, which is consistent with the HOLD verdict rather than an aggressive allocation view. EVM gas costs are a drag on small positions, especially when depositing, withdrawing, or rebalancing. This pool is informational only: WealthVille does not execute on EVM and executes on Solana.

Assets

USDC is the sole asset in this pool, serving as the deposited stablecoin rather than one side of a volatile-asset pair. Its liquidity depends on USDC markets and the yearn vault's available exit liquidity; price action near $1 changes the position's dollar value and can create losses if USDC depegs.

Strategy note

Before entering, compare the expected position size with current Ethereum deposit and withdrawal gas, then set a monitoring rule for USDC trading below its dollar peg and withdraw if the depeg persists or exit liquidity deteriorates.

In plain English

You deposit USDC into a yearn-finance strategy on Ethereum to earn yield, without pairing it with another token. The main risks are that USDC loses its dollar peg, the strategy or contracts fail, and Ethereum fees consume returns on small deposits.

Why this verdict

  • ai_engine=hold

Frequently asked questions

Is the USDC pool on yearn-finance (Ethereum) safe for stablecoin yield?

It is not risk-free: the position faces USDC depeg risk, yearn strategy and smart-contract risk, and Ethereum execution risk while targeting 3.8% yield on $19.96M. The HOLD verdict at 60% confidence reflects these risks and the need to assess them against alternatives.

What is the depeg risk in the USDC pool?

USDC can trade below $1 because of issuer, reserve, redemption, liquidity, or confidence events. A depeg reduces the dollar value of this single-asset position and may impair exit liquidity; this risk contributes to the HOLD verdict despite 3.8% yield.

How does this APY compare to lending USDC on Ethereum?

This pool currently quotes 3.8%, composed of 3.8% base yield and — rewards. Compare that rate with the live net lending rate after gas, utilization changes, collateral or protocol risks, and withdrawal conditions rather than assuming one is consistently higher.

Are the rewards on this pool sustainable?

The reward component is —, so the quoted return does not currently rely on reward-token emissions. The 3.8% component may still change with strategy performance, fees, utilization, and market conditions.

What are the gas costs of providing liquidity on Ethereum?

Deposits, withdrawals, and some strategy interactions require Ethereum transactions, whose gas costs can materially reduce returns on small positions. Include the round-trip gas estimate when evaluating 3.8%, and note that WealthVille is informational and executes on Solana rather than EVM.

Token Details

USD

USDC

Ethereum

Explorer ↗

Pool Details

ProtocolYearn Finance
ChainEthereum
CategoryYield
Stablecoin poolYes
Tracked since6/25/2026
Data updated6h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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