WealthVille

SIRLOINUSDC

HOLD · 60%

Morpho Blue · Base · Stablecoin · Informational — not executable

59C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter54

new capital

Hold65

keep position

Exit16

urgency to leave

Compared with other Base lending options, this pool is differentiated by its stablecoin-oriented SIRLOINUSDC market and a yield split between lending interest and incentives. It holds $231.72M of liquidity and offers 5.5% total APY; WealthVille AI rates it HOLD with 60% confidence.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$231.72M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

5.5%

total APY

Base 2.6% + rewards 2.9%

2.5%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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Compared with other Base lending options, this pool is differentiated by its stablecoin-oriented SIRLOINUSDC market and a yield split between lending interest and incentives. It holds $231.72M of liquidity and offers 5.5% total APY; WealthVille AI rates it HOLD with 60% confidence.

History

30d Low

$98.74M

Latest

$231.72M

30d High

$231.72M

Daily snapshots · data via DefiLlama

#367 of 570 EVM pools · top 64%#36 of 71 on Base#5 of 8 on Morpho Blue

Performance

Base APY (24h)2.57%
Base APY (7d avg)2.47%
Fees earned (24h, est.)$16.31K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+2.0%
TVL change (7d)+26.5%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000070
Fee APR sustainability47% from feesvs rewards
Reward dependency53% of APRfrom emissions
TVL stability (30d CV)0.308lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of 2.6% in base lending interest and 2.9% in rewards. The base component varies with market utilization and borrowing demand, while the reward component depends on incentive funding, emissions, and token value, so the displayed total should not be treated as sustainable without monitoring those sources.

Risk profile

Utilization and liquidation risk are the main family-specific concerns: high utilization can make withdrawals or exits less predictable, while borrower liquidations, oracle behavior, collateral volatility, and bad debt can affect suppliers if market parameters prove inadequate. EVM gas costs on Base can materially reduce net returns for small positions, particularly when entering, rebalancing, or exiting. This page is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

SIRLOIN is the non-USDC side of the SIRLOINUSDC market, while USDC provides the dollar-denominated lending and settlement side; available market liquidity affects execution and withdrawal conditions beyond the reported TVL. SIRLOIN price moves can change collateral values and liquidation dynamics where it is used as collateral, while USDC liquidity or a depeg can impair the market's dollar-denominated assumptions.

Strategy note

Before entering, compare the current utilization and reward schedule with the intended holding period, then set an exit rule to reduce or close the position if utilization rises sharply or the reward component falls enough that post-gas yield no longer compensates for market and liquidity risk.

In plain English

You lend the assets in the SIRLOINUSDC market and receive interest plus possible rewards. The return can change, withdrawals may become harder when many borrowers use the pool, and Base gas can make small deposits uneconomical.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending SIRLOINUSDC on morpho-blue work?

You supply liquidity to the isolated SIRLOINUSDC market on Morpho Blue, allowing borrowers to draw against its configured collateral and debt assets. Your supply return comes from borrower interest plus incentives, currently represented by 2.6% and 2.9%.

What is the liquidation risk for this market?

Borrowers can be liquidated when their collateral no longer meets the market's loan-to-value requirements, with outcomes depending on the oracle, collateral liquidity, and market parameters. Suppliers are not normally liquidated directly, but can face impaired withdrawals or bad debt if liquidations fail or collateral is insufficient.

Is the supply APY on SIRLOINUSDC fixed or variable?

It is variable. The 2.6% component changes with utilization and borrowing demand, while the 2.9% component can change with incentive emissions and reward-token value.

How much of the yield comes from incentives vs interest?

The incentive portion is 2.9%, and the interest-derived base portion is 2.6%. Together they make the displayed 5.5%, but the incentive portion is generally less dependable because its funding and market value can change.

What happens to my position if utilization spikes?

A utilization spike generally increases the variable borrow and supply rates, but it can also leave less immediately available liquidity for withdrawals. Monitor utilization and available liquidity because exiting during heavy borrowing may require waiting for repayments or accepting less favorable execution.

Token Details

SIR

SIRLOINUSDC

Base

Explorer ↗

Pool Details

ProtocolMorpho Blue
ChainBase
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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