WealthVille

USDT

HOLD · 63%

Venus Core Pool · BNB Chain · Stablecoin · Informational — not executable

69C · Fair

Wealthville Score

Verdict HOLD · 63% confidence

ai_engine=hold
How this score works →
Enter63

new capital

Hold76

keep position

Exit5

urgency to leave

This pool is worth considering primarily for single-asset USDT lending with a fully base-rate-driven return and no current reward dependence, rather than for high yield. It holds $60.64M and yields 2.8%. WealthVille's AI verdict is HOLD at 63% confidence.

Computed 2026-09-05 05:29 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$60.64M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

2.8%

total APY

Base yield — no reward emissions

2.8%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

Want to deposit into this pool?

Connect in one tap to request access — you'll be first in line when deposits open for this pool.

Free & read-only — connecting never moves your funds

This pool is worth considering primarily for single-asset USDT lending with a fully base-rate-driven return and no current reward dependence, rather than for high yield. It holds $60.64M and yields 2.8%. WealthVille's AI verdict is HOLD at 63% confidence.

History

30d Low

$52.95M

Latest

$60.64M

30d High

$90.51M

Daily snapshots · data via DefiLlama

#63 of 674 EVM pools · top 9%#4 of 54 on BNB Chain#1 of 11 on Venus Core Pool

Performance

Base APY (24h)2.81%
Base APY (7d avg)2.83%
Fees earned (24h, est.)$4.67K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+14.5%
TVL change (7d)-9.2%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000077
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.147lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of 2.8% in interest from borrowers and — in incentives. With no reward contribution, the return is less exposed to emissions ending, but it remains variable because the base rate depends on market utilization, borrowing demand, and Venus rate parameters.

Risk profile

The primary lending risks are utilization and liquidation-related: a sharp rise in borrowing can make withdrawals or reallocation less convenient, while liquidations elsewhere in the market can create losses or liquidity stress if collateral is insufficient or volatile. USDT also carries stablecoin depeg, smart-contract, and protocol risks. EVM gas costs on Bsc can materially reduce net returns for small positions, and this page is informational only; WealthVille executes on Solana, not EVM.

Assets

USDT is the supplied asset and is intended to maintain a one-dollar value, while borrowers use it as dollar-denominated liquidity. Its liquidity is supported by the pool's $60.64M, but a USDT depeg or reduced market liquidity would lower the position's effective dollar value and could make exits less efficient; this is not an impermanent-loss position.

Strategy note

Before supplying, record the current utilization and 2.8%, then set a review trigger for a material utilization increase or a sustained base-rate decline; withdraw or resize if the rate no longer compensates for gas and stablecoin risk.

In plain English

You lend USDT to borrowers through Venus and receive interest based on borrowing demand. The return can change, and withdrawals may become harder if many users borrow at once; Bsc transaction fees also matter for small balances.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending USDT on venus-core-pool work?

You supply USDT to Venus's Bsc core pool, where it can be borrowed by other users, and receive a variable supply rate. The current return is 2.8% on the supplied asset, composed of 2.8% base interest and — rewards.

What is the liquidation risk for this market?

Liquidation risk primarily affects borrowers whose collateral no longer supports their USDT debt, but liquidations can create market-wide liquidity and pricing stress for suppliers. USDT depeg risk, insufficient collateral, protocol failure, and high utilization can also impair exits; 2.8% is not guaranteed.

Is the supply APY on USDT fixed or variable?

It is variable, not fixed. The base component of 2.8% changes with utilization and Venus market parameters, while the displayed total is 2.8% and can change over time.

How much of the yield comes from incentives vs interest?

Interest supplies 2.8% of the return, while incentives contribute —. Because the reward component is currently zero, the quoted 2.8% depends on borrower interest rather than token emissions.

What happens to my position if utilization spikes?

A utilization spike can raise the variable supply rate, but it may also leave less immediately available liquidity for withdrawals and increase dependence on borrowers repaying. Monitor utilization and 2.8%, and consider reducing the position if liquidity becomes constrained or the net return does not justify the risk.

Token Details

USD

USDT

BNB Chain

Explorer ↗

Pool Details

ProtocolVenus Core Pool
ChainBNB Chain
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated5h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

Latest insights

Research, Recaps & Solana Alpha

Data-driven yield analysis and weekly market wraps — written for active LPs.

All insights