WealthVille

USDS

HOLD · 65%

Spark Savings · Base · Stablecoin · Informational — not executable

66C · Fair

Wealthville Score

Verdict HOLD · 65% confidence

ai_engine=hold
How this score works →
Enter59

new capital

Hold74

keep position

Exit7

urgency to leave

The USDS pool on spark-savings offers a reliable opportunity with attractive yields, providing 3.6% on $11.98M of liquidity. WealthVille's AI assigns a HOLD verdict with 65% confidence, suggesting it as a stable option among Base lending platforms.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$11.98M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

3.6%

total APY

Base yield — no reward emissions

3.6%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

Want to deposit into this pool?

Connect in one tap to request access — you'll be first in line when deposits open for this pool.

Free & read-only — connecting never moves your funds

The USDS pool on spark-savings offers a reliable opportunity with attractive yields, providing 3.6% on $11.98M of liquidity. WealthVille's AI assigns a HOLD verdict with 65% confidence, suggesting it as a stable option among Base lending platforms.

History

30d Low

$11.93M

Latest

$11.98M

30d High

$223.73M

Daily snapshots · data via DefiLlama

#181 of 570 EVM pools · top 32%#15 of 71 on Base#1 of 1 on Spark Savings

Performance

Base APY (24h)3.60%
Base APY (7d avg)3.60%
Fees earned (24h, est.)$1.18K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)0.0%
TVL change (7d)+0.3%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000099
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.992lower is steadier

Pool Analysis

Yield breakdown

The pool's 3.6% consists entirely of 3.6% with zero contribution from rewards (—), indicating the current yield is purely from interest rather than short-term incentives. This suggests a form of yield typically seen as more stable, though it may limit upside during incentivized campaigns.

Risk profile

Lending USDS on spark-savings introduces liquidation risks usually associated with utilization spikes and changes in collateral value. EVM gas costs due to transaction execution on Base might erode returns for smaller positions. This pool serves informational purposes as execution is on Solana.

Assets

USDS functions as a stablecoin designed to maintain a value pegged to the US dollar, offering liquidity stability. The asset's role in the pool is crucial, as its price action should ideally remain unaffected; however, market shifts could affect borrowing demand and utilization rates.

Strategy note

To maximize efficiency, consider market conditions around utilization rates when entering or monitoring positions, ensuring that gas costs on smaller allocations do not outweigh potential APYs.

In plain English

You can earn interest by lending USDS on the spark-savings platform. It's like putting your money in a savings account, but online, with interest generated from other users borrowing your money.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending USDS on spark-savings work?

When you lend USDS, your funds are pooled with others, allowing borrowers to use them. Currently, it yields 3.6%.

What is the liquidation risk for this market?

Liquidation risk arises from changes in user borrowing behaviors and collateral fluctuations, which could affect your returns.

Is the supply APY on USDS fixed or variable?

The supply APY is variable, reflecting changes in market demand and lending activities, currently providing 3.6%.

How much of the yield comes from incentives vs interest?

The yield from spark-savings is entirely from interest at 3.6%, with no incentive rewards (—).

What happens to my position if utilization spikes?

A spike in utilization can affect interest rates and availability of funds, potentially impacting your yields.

Token Details

USD

USDS

Base

Explorer ↗

Pool Details

ProtocolSpark Savings
ChainBase
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

Latest insights

Research, Recaps & Solana Alpha

Data-driven yield analysis and weekly market wraps — written for active LPs.

All insights