WealthVille

ETH

HOLD · 60%

Fluid Lending · Ethereum · Informational — not executable

67C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter61

new capital

Hold75

keep position

Exit6

urgency to leave

This ETH-only lending market has yield sourced entirely from base interest rather than incentives, but its modest rate offers no clear advantage over stronger Ethereum lending alternatives. It holds $101.96M in liquidity and yields 1.9%; WealthVille's AI verdict is HOLD with 60% confidence.

Computed 2026-09-05 05:29 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$101.96M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

1.9%

total APY

Base yield — no reward emissions

1.9%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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This ETH-only lending market has yield sourced entirely from base interest rather than incentives, but its modest rate offers no clear advantage over stronger Ethereum lending alternatives. It holds $101.96M in liquidity and yields 1.9%; WealthVille's AI verdict is HOLD with 60% confidence.

History

30d Low

$80.98M

Latest

$101.96M

30d High

$109.27M

Daily snapshots · data via DefiLlama

#168 of 674 EVM pools · top 25%#110 of 437 on Ethereum#2 of 9 on Fluid Lending

Performance

Base APY (24h)1.92%
Base APY (7d avg)1.89%
Fees earned (24h, est.)$5.36K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-1.8%
TVL change (7d)-5.2%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000053
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.116lower is steadier

Pool Analysis

Yield breakdown

The displayed supply yield consists of 1.9% in base interest and — in rewards. Because the reward component is currently zero, the return depends on borrower demand and utilization rather than token emissions; any future incentives should be evaluated for sustainability, duration, and dilution risk rather than treated as permanent yield.

Risk profile

Utilization risk is central: when borrowing demand rises sharply, the supply rate may increase, but available liquidity for withdrawals can become constrained. Borrower liquidations during adverse ETH price moves can also create bad-debt or liquidity stress for the market, depending on collateral quality and protocol mechanics. EVM gas costs are a drag on small positions and can make frequent rebalancing uneconomic. This pool is informational only; WealthVille executes on Solana, not on EVM.

Assets

ETH is the supplied asset and the unit in which the position accrues, while its liquidity depends on borrowers and available withdrawal liquidity in the market. ETH price action changes the position's value when measured in dollars, and sharp moves can increase collateral stress, utilization, and liquidation activity elsewhere in the protocol.

Strategy note

Before entering, compare the expected ETH-denominated interest with the round-trip Ethereum gas cost, then monitor utilization and available liquidity; exit or reduce the position if utilization spikes and withdrawals become constrained rather than relying on the higher variable rate.

In plain English

You deposit ETH into fluid-lending so other users can borrow it, and you receive interest in return. The return can change, and withdrawals may be harder during heavy borrowing; Ethereum gas fees can also make a small deposit uneconomical.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending ETH on fluid-lending work?

You supply ETH to the fluid-lending market, where borrowers use available liquidity and pay interest. This pool currently shows 1.9% on $101.96M of liquidity, with the return determined by market conditions.

What is the liquidation risk for this market?

A supplier's ETH is not normally liquidated merely because ETH falls, but borrower liquidations can create liquidity stress or bad debt if collateral becomes insufficient. Monitor utilization, collateral conditions, and withdrawal liquidity, especially during sharp ETH price moves.

Is the supply APY on ETH fixed or variable?

It is variable and responds primarily to borrowing demand and utilization. The current displayed rate is 1.9%, composed of 1.9% base interest and — rewards.

How much of the yield comes from incentives vs interest?

All currently displayed yield comes from base interest: 1.9% base APY plus — reward APY equals 1.9% total APY. With rewards at zero, there is no incentive component to assess for sustainability at present.

What happens to my position if utilization spikes?

The variable supply rate may rise, but available liquidity for withdrawals can fall as more ETH is borrowed. A spike can also signal greater liquidation and protocol-liquidity risk, so check utilization and withdrawal conditions before adding or exiting.

Token Details

ETH

ETH

Ethereum

Explorer ↗

Pool Details

ProtocolFluid Lending
ChainEthereum
CategoryLending
Tracked since6/25/2026
Data updated6h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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