WealthVille

USD1

HOLD · 60%

Lista Lending · BNB Chain · Stablecoin · Informational — not executable

65C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter57

new capital

Hold73

keep position

Exit7

urgency to leave

The differentiator is stablecoin exposure rather than a volatile native-token position or AMM impermanent loss. The pool holds $137.87M and yields 0.5%, but the low return limits its appeal versus higher-yield Bsc staking options. WealthVille's AI verdict is HOLD with 60% confidence.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$137.87M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

0.5%

total APY

Base yield — no reward emissions

0.6%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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The differentiator is stablecoin exposure rather than a volatile native-token position or AMM impermanent loss. The pool holds $137.87M and yields 0.5%, but the low return limits its appeal versus higher-yield Bsc staking options. WealthVille's AI verdict is HOLD with 60% confidence.

History

30d Low

$137.63M

Latest

$137.87M

30d High

$137.87M

Daily snapshots · data via DefiLlama

#229 of 570 EVM pools · top 40%#22 of 49 on BNB Chain#1 of 8 on Lista Lending

Performance

Base APY (24h)0.54%
Base APY (7d avg)0.57%
Fees earned (24h, est.)$2.04K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)+0.0%
TVL change (7d)+0.0%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000015
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.001lower is steadier

Pool Analysis

Yield breakdown

The quoted yield consists of 0.5% in base or fee-derived APY and — in rewards. Because the reward component is currently absent, the return depends primarily on the underlying pool economics rather than token incentives; any future reward allocation should be assessed for emission schedules, funding source, and dilution before treating it as sustainable.

Risk profile

An unstaking request may be subject to an unbonding delay, during which capital cannot be redeployed and USD1 may remain exposed to peg, liquidity, and protocol risk. If a validator-backed or delegated staking component is involved, validator failure or slashing can reduce rewards or principal, so the applicable validator and delegation terms require verification. EVM gas costs on Bsc can materially reduce returns for small positions. This page is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

USD1 is the position's stablecoin asset, so the main exposures are its dollar peg, redemption or secondary-market liquidity, and the custody and smart-contract path used by lista-lending. A move away from its intended dollar value reduces the position's effective value and can make withdrawal or conversion more costly; this is not an AMM pair, so conventional impermanent loss is not the primary concern.

Strategy note

Before entering, verify the live USD1 price, the contract's withdrawal and unbonding terms, and whether the displayed 0.5% is still supported by 0.5% rather than temporary incentives; set an exit condition for a material peg deviation or any newly introduced withdrawal restriction.

In plain English

You deposit USD1 into lista-lending on Bsc to earn a small return, while keeping exposure mainly to the stablecoin and the protocol. Your money may not be immediately withdrawable, and fees, a USD1 price drop, or validator and protocol problems can reduce what you receive.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does staking via lista-lending on Bsc work?

You supply USD1 to the lista-lending Bsc pool, and the protocol credits the position with the pool's applicable yield. The position is exposed to lista-lending's contracts, USD1 liquidity and peg, and any staking or delegated infrastructure used in the implementation.

What is the unstaking/withdrawal delay for USD1?

The supplied pool facts do not specify a fixed USD1 withdrawal or unbonding period. Confirm the current contract terms before depositing, because an unbonding delay can prevent immediate exit and may leave the position exposed to USD1 or validator-related risk.

Is there slashing or validator risk?

If this pool routes assets through validator-backed or delegated staking, validator failure, downtime, or slashing can reduce rewards or principal. Confirm whether that mechanism applies to the current USD1 implementation and review the relevant delegation terms; the displayed 0.5% does not remove that risk.

How is the USD1 staking APY calculated?

The quoted APY is the sum of 0.5% in base or fee-derived yield and — in rewards, for a total of 0.5%. Reward yield should be checked for its funding source and emission schedule before being treated as durable.

How does this compare to native staking?

USD1 staking generally avoids direct exposure to a volatile native token and does not present the same AMM impermanent-loss profile, but it adds stablecoin peg, protocol, liquidity, and possible unbonding risks. Compared with native staking, the current 0.5% is better viewed as a low-volatility stablecoin return, while EVM gas costs can make small positions inefficient.

Token Details

USD

USD1

BNB Chain

Explorer ↗

Pool Details

ProtocolLista Lending
ChainBNB Chain
CategoryStaking
Stablecoin poolYes
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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