WealthVille

GTUSDCP

HOLD · 63%

Morpho Blue · Base · Stablecoin · Informational — not executable

70B · Good

Wealthville Score

Verdict HOLD · 63% confidence

ai_engine=hold
How this score works →
Enter65

new capital

Hold77

keep position

Exit4

urgency to leave

Its main differentiator versus incentive-led Base lending markets is a stablecoin-oriented Morpho Blue market whose quoted return comes from base lending yield rather than rewards. It has $417.31M of liquidity and yields 4.7%; WealthVille's AI verdict is HOLD with 63% confidence.

Computed 2026-09-04 11:25 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$417.31M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

4.7%

total APY

Base yield — no reward emissions

4.4%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

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Its main differentiator versus incentive-led Base lending markets is a stablecoin-oriented Morpho Blue market whose quoted return comes from base lending yield rather than rewards. It has $417.31M of liquidity and yields 4.7%; WealthVille's AI verdict is HOLD with 63% confidence.

History

30d Low

$417.31M

Latest

$417.31M

30d High

$435.85M

Daily snapshots · data via DefiLlama

#50 of 673 EVM pools · top 7%#9 of 85 on Base#1 of 11 on Morpho Blue

Performance

Base APY (24h)4.70%
Base APY (7d avg)4.40%
Fees earned (24h, est.)$53.76K
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-1.3%
TVL change (7d)-3.6%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000129
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.010lower is steadier

Pool Analysis

Yield breakdown

The quoted yield decomposes into 4.7% of base interest and — of rewards. With rewards contributing nothing, the return is currently driven by borrower demand and market utilization rather than emissions; the base rate can change as utilization changes, so it is not a guaranteed rate.

Risk profile

The primary family-specific risk is utilization and liquidation risk: if borrowers approach full utilization, withdrawals can become constrained and rates may move sharply, while weak collateral, oracle issues, or a gtUSD depeg can lead to liquidations and potential bad debt for suppliers. EVM gas on Base can materially reduce net returns for small positions, especially when entering, withdrawing, or claiming any future incentives. This pool is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

GTUSDCP refers to the gtUSD–USDC market: gtUSD is the non-USDC side and USDC is the dollar-denominated liquidity leg, with their exact supply and collateral roles determined by the Morpho Blue market configuration. For a lender, price action primarily affects collateral value, depeg risk, and liquidation outcomes rather than creating AMM impermanent loss; liquidity depth and the stability of both assets still matter for exits.

Strategy note

Before supplying, verify the market's oracle, LLTV, current utilization, and available withdrawal liquidity, then compare the expected interest rate with Base gas for your position size. Set a review trigger to reduce or exit if utilization approaches the market's liquidity limit or gtUSD trades materially away from its intended dollar value.

In plain English

You lend assets in a Morpho Blue market and earn interest paid by borrowers. The rate can change, withdrawals may be harder when many people borrow, and problems with the collateral or a stablecoin can cause losses.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending GTUSDCP on morpho-blue work?

You supply the designated lending asset in the GTUSDCP Morpho Blue market, and borrowers pay interest based on utilization. The current quoted return is 4.7% on $417.31M of liquidity, with the exact supply and collateral configuration set by the market.

What is the liquidation risk for this market?

Suppliers are not directly liquidated, but they can face losses if borrower collateral falls in value, gtUSD depegs, the oracle is inaccurate, or liquidations leave bad debt. High utilization can also reduce immediately available liquidity for withdrawals.

Is the supply APY on GTUSDCP fixed or variable?

It is variable, not fixed. The displayed 4.7% reflects current market conditions and consists of 4.7% base interest plus — rewards, so it can change with utilization or any future incentive program.

How much of the yield comes from incentives vs interest?

The current composition is 4.7% from base lending interest and — from incentives. Because the reward component is zero, the quoted 4.7% is currently entirely interest-driven; future rewards should not be assumed to be sustainable.

What happens to my position if utilization spikes?

Borrowing demand can push the variable supply rate higher, but available liquidity for withdrawals may fall and the position becomes more exposed to borrower and liquidation events. If utilization remains elevated, review the market parameters and consider reducing the position before liquidity becomes constrained.

Token Details

GTU

GTUSDCP

Base

Explorer ↗

Pool Details

ProtocolMorpho Blue
ChainBase
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated2h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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