WealthVille

SUSDAI-USDT

HOLD · 60%

Fluid Dex · Ethereum · Stablecoin · Informational — not executable

59C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter53

new capital

Hold66

keep position

Exit15

urgency to leave

The key differentiator is that SUSDAI-USDT offers stablecoin lending exposure on Ethereum but currently shows no displayed yield, making it less compelling than lending markets with active interest or incentives. It holds $26.33M of liquidity and shows 0.1% total APY; WealthVille's AI verdict is HOLD.

Computed 2026-09-02 23:00 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$26.33M

Total value locked

$225.82K

24h volume

×0.0 turnover

Yieldhelp

trending_up

0.1%

total APY

Base yield — no reward emissions

0.0%

adjusted · trailing 7d base (est.)

Deposit

account_balance_wallet

Want to deposit into this pool?

Connect in one tap to request access — you'll be first in line when deposits open for this pool.

Free & read-only — connecting never moves your funds

The key differentiator is that SUSDAI-USDT offers stablecoin lending exposure on Ethereum but currently shows no displayed yield, making it less compelling than lending markets with active interest or incentives. It holds $26.33M of liquidity and shows 0.1% total APY; WealthVille's AI verdict is HOLD.

History

30d Low

$26.20M

Latest

$26.33M

30d High

$26.33M

Daily snapshots · data via DefiLlama

#416 of 657 EVM pools · top 63%#257 of 428 on Ethereum#8 of 11 on Fluid Dex

Performance

Base APY (24h)0.06%
Base APY (7d avg)0.01%
Fees earned (24h, est.)$45.16
Volume (24h)$225.82K
Volume (7d)$228.62K
Volume (30d)$2.87M

Efficiency & Flow

TVL change (24h)+0.0%
TVL change (7d)+0.1%
Volume / TVL (24h)0.01x
Fee yield per $1 TVL / day$0.000002
Fee APR sustainability100% from feesvs rewards
Reward dependency0% of APRfrom emissions
TVL stability (30d CV)0.002lower is steadier

Pool Analysis

Yield breakdown

The displayed yield consists of 0.1% in base lending interest and — in incentives, for 0.1% total APY. With reward APY currently absent or limited, there is no incentive component to underwrite, and any future rewards should be assessed for token emissions, duration, liquidity, and governance changes rather than treated as durable income.

Risk profile

Utilization risk is central: a jump in borrowing can increase variable rates and reduce immediately available liquidity, while weak utilization can suppress supplier income; borrowers using these assets as collateral also face liquidation if collateral value or health deteriorates. SUSDAI or USDT price deviations can add basis and depeg risk, and Ethereum gas costs can materially reduce returns on small positions or frequent withdrawals. This pool is informational only; WealthVille does not execute on EVM and executes on Solana.

Assets

SUSDAI is the non-USDT side of this stablecoin lending market, while USDT is a dollar-referenced stablecoin commonly used for borrowing and settlement. Their liquidity and any deviation from the intended dollar relationship affect the position's dollar value and, where assets are used as collateral, can change borrowing capacity and liquidation exposure.

Strategy note

Before committing funds, check current utilization, withdrawal liquidity, collateral parameters, and the live split between 0.1% and —; with 0.1% at zero, do not allocate for income unless the rate changes or another specific objective justifies the gas cost.

In plain English

This is a place to lend SUSDAI and USDT, but the displayed payment for doing so is 0.1%. If many people borrow, money may be harder to withdraw and the rate can change; Ethereum transaction fees can also outweigh returns on small amounts.

Why this verdict

  • ai_engine=hold

Frequently asked questions

How does lending SUSDAI-USDT on fluid-dex work?

You supply SUSDAI or USDT to fluid-dex's lending market, where borrowers draw from available liquidity and suppliers receive the market's variable return. The pool has $26.33M of liquidity and displays 0.1% total APY.

What is the liquidation risk for this market?

A supplier who only lends is generally exposed to protocol, liquidity, and asset-value risk rather than direct liquidation, but a borrower using SUSDAI or USDT as collateral can be liquidated when collateral health falls below the required level. A SUSDAI depeg, USDT depeg, or sharp utilization change can increase that risk.

Is the supply APY on SUSDAI-USDT fixed or variable?

It is variable and depends on borrowing demand, utilization, reserve mechanics, and any incentives. The displayed total is 0.1%, composed of 0.1% base APY and — reward APY.

How much of the yield comes from incentives vs interest?

The interest component is 0.1%, while incentives account for —; together they produce 0.1% total APY. Incentive returns may change or end and should not be assumed to be sustainable.

What happens to my position if utilization spikes?

Borrowing demand can push variable rates higher, but it can also leave less liquidity available for immediate withdrawals and increase stress on the market. If the assets are part of a collateralized borrow position, higher utilization and adverse price movement can increase liquidation risk; the supply rate may change from 0.1%.

Token Details

SUS

SUSDAI

Ethereum

Explorer ↗
USD

USDT

Ethereum

Explorer ↗

Pool Details

ProtocolFluid Dex
ChainEthereum
CategoryLending
Stablecoin poolYes
Tracked since7/5/2026
Data updated2h ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

Latest insights

Research, Recaps & Solana Alpha

Data-driven yield analysis and weekly market wraps — written for active LPs.

All insights