USDT
HOLD · 60%Compound V3 · Ethereum · Stablecoin · Informational — not executable
new capital
keep position
urgency to leave
This pool is primarily a USDT lending market, so it avoids the impermanent-loss exposure of an AMM while offering only modest yield relative to some Ethereum lending alternatives. It holds $37.72M and yields 3.0%; WealthVille's AI verdict is HOLD.
Computed 2026-09-03 11:15 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.
Liquidityhelp
lock$37.72M
Total value locked
$0.00
24h volume
Yieldhelp
trending_up3.0%
total APYBase 2.9% + rewards 0.1%
≈ 2.9%
adjusted · trailing 7d base (est.)
Deposit
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This pool is primarily a USDT lending market, so it avoids the impermanent-loss exposure of an AMM while offering only modest yield relative to some Ethereum lending alternatives. It holds $37.72M and yields 3.0%; WealthVille's AI verdict is HOLD.
History
30d Low
$37.56M
Latest
$37.72M
30d High
$38.54M
Daily snapshots · data via DefiLlama
Performance
Efficiency & Flow
Pool Analysis
Yield breakdown
The stated yield consists of 2.9% from lending interest and 0.1% from incentives. The base component depends on borrowing demand and utilization, while the reward component may change with emissions, governance decisions, or program expiry and should not be assumed sustainable.
Risk profile
Utilization risk is central: a sharp increase in borrowing can raise the variable supply rate but may also reduce immediately available liquidity for withdrawals. Suppliers are not normally liquidated, but borrower liquidations, collateral shortfalls, protocol risk, or bad debt can affect recoverability. EVM gas costs can materially reduce returns on small positions, and this page is informational only; WealthVille executes on Solana, not EVM.
Assets
USDT is the supplied and borrowed asset in this market, functioning as a dollar-referenced stablecoin rather than one side of an AMM pair. Its liquidity generally supports lending activity, but a depeg or deterioration in market liquidity can reduce its dollar value and affect repayment economics; supplying it does not create conventional impermanent loss.
Strategy note
Before entering, estimate Ethereum gas in USDT against the intended position size, then monitor utilization, withdrawal liquidity, and the reward component separately; exit or avoid entry if rewards fall below the gas-adjusted yield available from comparable Ethereum markets.
In plain English
You lend USDT to borrowers through compound-v3 and receive interest, plus a potentially changing reward. Your return can be affected by borrowing demand, limited withdrawal liquidity, USDT losing its dollar peg, and Ethereum transaction fees.
Why this verdict
- • ai_engine=hold
Frequently asked questions
How does lending USDT on compound-v3 work?
You supply USDT to the compound-v3 Ethereum market, where borrowers use available liquidity and pay interest. The current combined supply yield is 3.0%, made up of base interest and incentives.
What is the liquidation risk for this market?
A pure USDT supplier is not normally liquidated, but borrowers can be liquidated when their collateral no longer supports the debt. Poor liquidations, bad debt, or a USDT depeg can still impair supplier withdrawals or recoveries.
Is the supply APY on USDT fixed or variable?
It is variable. The current base component is 2.9%, but it changes with borrowing demand and utilization, while the total currently shown is 3.0%.
How much of the yield comes from incentives vs interest?
2.9% comes from lending interest and 0.1% comes from incentives. Incentives can change or end, so the reward portion is less dependable than the interest component.
What happens to my position if utilization spikes?
The supply rate may rise as borrowers pay more, but available liquidity for withdrawals can become constrained. Review utilization and available liquidity before adding or withdrawing, and account for Ethereum gas costs.
Token Details
USDT
Ethereum
Pool Details
Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.
