WealthVille

PYUSD

HOLD · 60%

Euler V2 · Ethereum · Stablecoin · Informational — not executable

57C · Fair

Wealthville Score

Verdict HOLD · 60% confidence

ai_engine=hold
How this score works →
Enter51

new capital

Hold64

keep position

Exit16

urgency to leave

PYUSD is a lending market on Euler V2 (Ethereum) holding $8.98M in total value locked at a 4.8% total APY. WealthVille's AI engine rates it HOLD at 60% confidence, scored by the same multi-signal model that powers our Solana vault signals. This is a research reference — EVM positions are informational and not executable in WealthVille.

Computed 2026-07-21 10:02 UTC from on-chain yield, liquidity-depth, and risk signals. Not financial advice.

Liquidityhelp

lock

$8.98M

Total value locked

$0.00

24h volume

Yieldhelp

trending_up

4.8%

total APY

Base 2.3% + rewards 2.5%

2.4%

adjusted · trailing 7d base (est.)

Deposit

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PYUSD is a lending market on Euler V2 (Ethereum) holding $8.98M in total value locked at a 4.8% total APY. WealthVille's AI engine rates it HOLD at 60% confidence, scored by the same multi-signal model that powers our Solana vault signals. This is a research reference — EVM positions are informational and not executable in WealthVille.

History

30d Low

$7.48M

Latest

$8.98M

30d High

$13.16M

Daily snapshots · data via DefiLlama

#386 of 570 EVM pools · top 68%#244 of 362 on Ethereum#5 of 6 on Euler V2

Performance

Base APY (24h)2.26%
Base APY (7d avg)2.38%
Fees earned (24h, est.)$555.10
Volume (24h)$0.00
Volume (7d)$0.00
Volume (30d)$0.00

Efficiency & Flow

TVL change (24h)-1.2%
TVL change (7d)+11.3%
Volume / TVL (24h)0.00x
Fee yield per $1 TVL / day$0.000062
Fee APR sustainability47% from feesvs rewards
Reward dependency53% of APRfrom emissions
TVL stability (30d CV)0.192lower is steadier

Pool Analysis

Yield breakdown

Yield breaks down into a base of 2.3% from interest plus 2.5% from token incentives. A meaningful share of the return comes from emissions, which can decay as incentive programs wind down.

Risk profile

Lending markets carry liquidation and utilization risk — supply rates fall as utilization drops, and bad debt is possible in extreme events. On Ethereum, gas costs also erode returns on smaller positions. The HOLD verdict reflects these factors weighed against the pool's 4.8% yield and $8.98M of liquidity.

Assets

The position is denominated in PYUSD on Ethereum. Deeper liquidity and a longer track record generally reduce slippage and tail risk for lending positions like this one.

Strategy note

Watch utilization and the reward share (2.5%); supply APY compresses when utilization falls or incentives end.

In plain English

Putting PYUSD to work here currently earns about 4.8% a year on Euler V2. WealthVille's AI says "HOLD". It's shown for research only — to actually deposit, WealthVille runs on Solana.

Why this verdict

  • ai_engine=hold

Frequently asked questions

Is the PYUSD pool on Euler V2 a good lending opportunity right now?

WealthVille's AI rates PYUSD on Ethereum as HOLD at 60% confidence, weighing its 4.8% APY against lending risk. It holds $8.98M in TVL. Informational only — not financial advice.

What is the APY on PYUSD?

PYUSD yields 4.8% total — 2.3% base and 2.5% from rewards — on Euler V2 (Ethereum).

What are the risks of this lending pool?

Lending markets carry liquidation and utilization risk — supply rates fall as utilization drops, and bad debt is possible in extreme events. Gas on Ethereum also matters for small sizes.

Can I deposit into PYUSD on WealthVille?

EVM pools are informational. WealthVille executes natively on Solana — use Solana Smart Vaults to deposit.

Token Details

PYU

PYUSD

Ethereum

Explorer ↗

Pool Details

ProtocolEuler V2
ChainEthereum
CategoryLending
Stablecoin poolYes
Tracked since6/25/2026
Data updated33m ago

Verdict from WealthVille’s multi-signal reconciliation engine. Informational only — not financial advice.

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